Medical + Prescription Plans

The best medical plan is the one that meets the needs of you and your family.

Medical & Prescription Plan Options

Pick from one of three different medical plan choices. Each is structured differently in terms of copays, premiums and deductibles.

Core PPO Plan

The Core PPO Plan offers traditional coverage for health care services at the lowest cost to employees. This plan has copays for office visits, urgent care, and prescription drugs. The plan has the highest deductible and lowest weekly premiums. Preventive care is covered at 100 percent.

Health Investment Plan

The Health Investment Plan offers a high-deductible and is eligible for a Health Savings Account. All services, including prescriptions, are subject to your deductible. Preventive care is covered at 100 percent.

Premier PPO Plan

The Premier PPO Plan offers traditional coverage for health care services. This plan has the lowest deductible, copays and the highest weekly premiums. You will pay a set copay for basic services like office visits or prescriptions. Preventive care is covered at 100 percent.

View Chart to Compare Your Options

Core PPO Plan

This summary is assuming in-network coverage. Refer to the Benefit Plan Booklet for detailed coverage information.

Weekly Premiums:

Employee: $0.00
Employee/Spouse: $20.77
Employee/Child: $13.67
Employee/Spouse/Child: $25.75

Deductible:

Individual: $4,000
2 Individuals: $8,000
3+ Individuals: $8,000

Out-of-Pocket Max (includes deductible):

Individual: $7,000
2 Individuals: $14,000
3+ Individuals: $14,000

Office Visits & Specialists:

Preventive Care Visit: Covered 100%
PCP Office Visit: $40 copay
Chiropractic Care: $60 copay
Specialist Office Visit: $60 copay

Emergency & Hospitalization:

Inpatient Hospital: 70% after deductible
Emergency Room: 70% after deductible
Urgent Care: $75 copay

Prescriptions:

Generic: $10 copay
Preferred: 30% – $25/$75
Non-Preferred: 50% – $50/$100
Specialty Medications: 50% to $250 copay

Health Investment
Plan

This summary is assuming in-network coverage. Refer to the Benefit Plan Booklet for detailed coverage information.

Weekly Premiums:

Employee: $17.28
Employee/Spouse: $41.17
Employee/Child: $27.09
Employee/Spouse/Child: $51.05

Deductible:

Individual: $2,000
2 Individuals: $3,400
3+ Individuals: $4,000

Out-of-Pocket Max (includes deductible):

Individual: $4,000
2 Individuals: $7,000
3+ Individuals: $8,000

Office Visits & Specialists:

Preventive Care Visit: Covered 100%
PCP Office Visit: 80% after deductible
Chiropractic Care: 80% after deductible
Specialist Office Visit: 80% after deductible

Emergency & Hospitalization:

Inpatient Hospital: 80% after deductible
Emergency Room: 80% after deductible
Urgent Care: 80% after deductible

Prescriptions:

Preventive Medications (Blood Pressure and Cholesterol Lowering): Covered 100%
Generic: $10 copay after deductible
Preferred: 30% – $25/$75 after deductible
Non-Preferred: 50% – $50/$100 after deductible
Specialty Medications: 50% to $250 copay after deductible

Health Investment
Plan

This summary is assuming in-network coverage. Refer to the Benefit Plan Booklet for detailed coverage information.

Weekly Premiums:

Employee: $17.28
Employee/Spouse: $41.17
Employee/Child: $27.09
Employee/Spouse/Child: $51.05

Deductible:

Individual: $2,000
2 Individuals: $3,400
3+ Individuals: $4,000

Out-of-Pocket Max (includes deductible):

Individual: $4,000
2 Individuals: $7,000
3+ Individuals: $8,000

Office Visits & Specialists:

Preventive Care Visit: Covered 100%
PCP Office Visit: 80% after deductible
Chiropractic Care: 80% after deductible
Specialist Office Visit: 80% after deductible

Emergency & Hospitalization:

Inpatient Hospital: 80% after deductible
Emergency Room: 80% after deductible
Urgent Care: 80% after deductible

Prescriptions:

Preventive Medications (Blood Pressure and Cholesterol Lowering): Covered 100%
Generic: $10 copay after deductible
Preferred: 30% – $25/$75 after deductible
Non-Preferred: 50% – $50/$100 after deductible
Specialty Medications: 50% to $250 copay after deductible

Premier PPO Plan

This summary is assuming in-network coverage. Refer to the Benefit Plan Booklet for detailed coverage information.

Weekly Premiums:

Employee: $34.93
Employee/Spouse: $79.53
Employee/Child: $60.59
Employee/Spouse/Child: $105.24

Deductible:

Individual: $1,000
2 Individuals: $2,000
3+ Individuals: $2,000

Out-of-Pocket Max (includes deductible):

Individual: $4,000
2 Individuals: $8,000
3+ Individuals: $8,000

Office Visits & Specialists:

Preventive Visit: Covered 100%
PCP Office Visit: $25 copay
Chiropractic Care: $40 copay
Specialist Office Visit: $40 copay

Emergency & Hospitalization:

Inpatient Hospital: 80% after deductible
Emergency Room: 80% after deductible
Urgent Care: $50 copay

Prescriptions:

Generic: $10 copay
Preferred: 30% – $25/$75
Non-Preferred: 50% – $50/$100
Specialty Medications: 50% to $250 copay

You've got Teladoc

When you enroll in a health plan, you and your dependents have access to Teladoc for telehealth services. Teladoc is available 24 hours a day, 7 days a week, and provides telephone or video conference appointments for unexpected, non-life-threatening healthcare needs.

Talk to a doctor anytime, anywhere by phone or video.
• Use your phone, the app, or the website to create an account and complete your medical history
• Request a time and a Teladoc doctor will contact you
• The doctor will diagnose symptoms and send a prescription if necessary